You must be on the Christmas ride after the tough time of the pandemic. You are preparing at your level best to re-bring enjoyment and contentment to your life. It is good but do you have enough funds to accomplish your purpose? Is your bank account accumulating sufficient money? If not, a Christmas loan is the perfect way to do it.
It is a type of unsecured personal loan specially dedicated for the special day of Christmas. One can also say it is an all-around loan because it helps you manage every sort of expense from the corner. Traditional lenders also provide these loans, but loans from direct lenders in the UK have their own significance
HugeLoanLender is a responsible private lender offering a Christmas loan on the flexible lending norms. We invite every individual irrespective of credit score and employment condition to get the loans and celebrate the festival with great fervour.
We offer loans on borrower-friendly features in which some of them are mentioned below:- –
Christmas loans in the UK are available in significant numbers. Still, not all of them can ensure the fulfilment of every expense of this big day. You must have several aspirations in your mind, like arranging a dinner party with the whole family, going for outings with close friends and enjoy Christmas games with siblings.
Given below are the few purposes for which you can acquire loans through direct lending:-
You have many plus points while availing of any loan in the marketplace. At the same time, there are some restrictions that borrowers have to accept. One of them is related to the applicant’s bad credit score. The same happens when someone applies for funding to celebrate Christmas. In such a scenario, Christmas loan for bad credit are useful.
Christmas is all about joy and happiness. You can quickly get loans even though your credit history is not supporting you. We are your financial partner in tough times, and you can approach us anytime to avail of loans despite past credit errors.
Two factors determine your approval on a bad credit loan – No Credit Check and Current Financial Performance.
An Alert: HugeLoanLender offers affordable loans where loan amount and interest rates are finalised according to the applicant’s capacity. Borrowing funds more than your capacity can further damage your credit scores.
We have made it clear that loan for Christmas with bad credit is possible with us. We are equally dedicated to this so that your celebrations can have a financial push.
By continuing with our aim of ensuring adequate financial help, we have brought significant loan benefits despite a less-than-perfect credit score. Some of them are explained below:-
Convenient Loan Procedure
Over the years, people with bad credit scores have to submit many documents to support their loan applications. We have changed that trend and keep 100% online procedure with almost no paper to submit.
Quick Christmas Funding
If your loan application gets our nod, we do not take too much time to release the funds to your bank account. In fact, we do it on the same day without delaying the proceedings.
More chances of a guaranteed approval
When we accept your Christmas loan request, it means you have a better chance of guaranteed loan approval with us. We may not guarantee the loan approval, but no leave no opportunity to make it possible for you.
Credit score enhancement
We have flexible repayment terms making it convenient for you to pay all the loan instalments on time. Once you make all repayments on time, it will have a positive impact on your credit score.
No early repayment charges
Many lenders put unnecessary charges on the early repayments for applicants with poor credit histories. We do not follow this and charge no extra fee for early loan repayment whether you have good or bad credit.
It is well clear now you can get a Christmas loan with bad credit. The next step is to apply for the loans. You may wonder, is the application procedure simple or a bit lengthy? Should you submit a lot of documents of your credit record?
We want to inform you that our loan procedure is highly digitalised and runs on the online platform. It means you have to submit an online loan application form and get approval if everything goes fine.
The steps are as follows:-
We receive a lot of queries from our borrowers whether they can get a Christmas loan on benefits or not? Yes, we offer loans on benefits, especially when it is about your celebration for the special day like Christmas.
Traditional lenders may not be interested in offering the same as they consider unemployed people as risky borrowers. They are not sure about the repayment capacity of these individuals, even if they are receiving unemployment benefits.
On the other hand, we take a flexible approach and are ready to accept those benefits as the repayment source. Not only jobless people but also disabled individuals can use this benefit.
The features of Christmas loans on benefits are:-
An important note: Despite the acceptance of loans on benefits, we offer only affordable loan deals. The final interest rate and loan term will be decided only after assessing your current income capacity through those benefits or part-time employment.
You are falling short of cash to prepare for Christmas. It is the reason why you need a Christmas loan from a reliable source. HugeLoanLender offers genuine deals on Christmas loans with little impact on your credit history and employment status.
We want to ensure a complete Christmas merriment without any financial worries. We have kept our loans on the flexible route where possible deals are available on fast outcomes.
There are many more things we bring into your favour. These comprise of:-
Our deals are affordable according to the borrowers’ current financial capacities. We do not charge anything extra other than the interest rates. The rate you receive in the initial loan quote, you pay only this.
We have set our objectives through which we work and frame loan deals. Our primary concern is to provide funds for your Christmas expenses and add more to your festive joy.
You may have confusion or doubt on any loan condition. Or you want a little bit of guidance to use the borrowed funds carefully. Our loan experts are ready to serve your purpose without charging any additional cost.
We are ready to fund your every Christmas expense, which you can use for any purpose. Our loans are less expensive than others and involve minimum risks for the borrowers. Indeed, you want to connect with us. You can continue with your online query and get our instant loan decision followed by a same-day fund disbursal.
Christmas loans are available for the minimum amount of £1000, which goes up to a maximum of £10000. Other than that, many factors determine the final amount, such as:-
Christmas loans are usually applied for getting funded to fulfil many festive purposes:-
These are the common purposes of applying for Christmas Loans. However, some people also apply for improving their credit scores.
Traditionally, Christmas loans in the UK are available from traditional lenders like banks and other financial institutions. Nowadays, the trends are in favour of online lenders.
Borrowers have a better chance of getting easy funding with flexible norms. Other factors like online application, no paperwork and acceptance of bad credit make online lenders the best to offer loans for Christmas in the UK.
Yes, Christmas loans for bad credit with no guarantor are available, but only from online lenders. Unlike mainstream lenders, they are more flexible in their lending approach.
Online lenders accept the current monthly income as the repayment source instead of making bad credit or guarantor as the loan criteria.
Repaying Christmas loans is not a big deal nowadays, thanks to the online lending platform. You just have to tell a set date each month on which the lender automatically deducts the repayment amount from your bank account.
With this, you have the liberty to choose any of the Christmas loan repayment modes:
Christmas loans usually are available for every credit score. It means if you have a bad credit score, you can still apply for Christmas funding.
You get the loans on your affordability. You receive the actual amount, which you can repay quickly. These things make it easier for you to make all monthly instalments on time and improve your credit score later.